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How Much Home Can You Afford?

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So, you’ve decided to purchase a home. But, before you start the search with your Century 21 Realtor, you need to figure out how much you can afford. According to an article on Century21.com, you should review your income, savings, and debt to figure out how much home you can afford. Early on in the search process, you’ll want to get a pre-approval on a mortgage loan. It will make the home buying process much easier and allow you to move quickly on an offer when necessary.

The price you can afford to pay for a home will depend on several factors, such as gross income, the funds you have for a down payment, credit history, debt, type of mortgage and current interest rates.

Read the entire article and learn more on Century21.com here.

Source: Century21.com

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PLEASE TAKE THE TIME TO READ THE INFORMATION ABOUT BROKERAGE SERVICES IN THE HYPERLINKS BELOW.
Texas law requires all real estate licensees to give the following information about brokerage services to prospective buyers, tenants, sellers and landlords.
Texas Real Estate Commission Information About Brokerage Services
Texas Real Estate Commission Consumer Protection Notice


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The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 2014 Home Buyer/Seller StudySM. Study based on 4,800 total evaluations measuring 5 firms and measures opinions of individuals who sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed March 2014 - May 2014. Your experiences may vary. Visit jdpower.com.