Don't miss your chance to be in a beautifully designed farmhouse home in Rockwall ISD. This is A MUST SEE. *THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Refrigerator stays!*
Welcome to 1140 Monterra Way "” where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this gently lived-in K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you'll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you'll find a private home office with double barn doors "” ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes "” a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub "” your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy. With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all "” space, comfort, and a touch of luxury in every detail. Plus, you'll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B. Come see why this Fate gem feels just like home.
Property Type(s):
Single Family
|
Last Updated
|
3/10/2026
|
Tract
|
Monterra Ph 1a
|
|
Year Built
|
2024
|
Garage Spaces
|
3.0
|
|
County
|
Rockwall
|
SCHOOLS
| School District |
Rockwall ISD |
| Elementary School |
Celia Hays |
| Jr. High School |
Herman E Utley |
| High School |
Rockwall |
Price History
|
Prior to Oct 30, '25
|
$575,000 |
|
Oct 30, '25 - Dec 2, '25 |
$569,000 |
|
Dec 2, '25 - Jan 4, '26 |
$560,000 |
|
Jan 4, '26 - Jan 29, '26 |
$550,000 |
|
Jan 29, '26 - Mar 10, '26 |
$540,000 |
| Mar 10, '26 - Today |
$530,000 |
Additional Details
| AIR |
Ceiling Fan(s), Central Air, Electric |
| AIR CONDITIONING |
Yes |
| AMENITIES |
Maintenance Grounds |
| APPLIANCES |
Dishwasher, Disposal, Electric Oven, Microwave, Tankless Water Heater |
| CONSTRUCTION |
Brick |
| EXTERIOR |
Lighting, Rain Gutters |
| GARAGE |
Yes |
| HEAT |
Central, Natural Gas |
| HOA DUES |
600|Semi-Annual |
| INTERIOR |
High Speed Internet, Kitchen Island, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s) |
| LOT |
7579 sq ft |
| LOT DESCRIPTION |
Interior Lot, Subdivided |
| PARKING |
Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Attached |
| SEWER |
Public Sewer |
| STORIES |
1 |
| STYLE |
Traditional |
| SUBDIVISION |
Monterra Ph 1a |
| TAXES |
1163 |
| UTILITIES |
Cable Available |
| WATER |
Public |
Listing provided by Becky Chance, Monument Realty

You may not reproduce or redistribute this data, it is for viewing purposes only. This data is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS.
This data was last updated on: 4/24/26 10:11 AM PDT
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